Governance

& Compliance

Governance & Compliance

Licensed & Regulated

Infrastructure & Compliance Framework

  • Client money safeguarding arrangements
  • Segregation of operational and client funds
  • Compliance monitoring and regulatory reporting
  • Risk management and internal control frameworks
  • Structured onboarding and counterparty due diligence

This framework ensures that all payment infrastructure services are delivered within a secure, compliant, and transparent regulatory environment.

Our Foundation

Regulatory Structure

A comprehensive framework built on international financial crime standards and CBB Rulebook requirements.

Oversight by the Central Bank of Bahrain
Board-level Audit & Risk Committee supervision
Independent Compliance and AML/CFT functions
Enterprise risk management framework
Client money safeguarding arrangements
Internal and external audit oversight

The Company maintains a risk-based compliance framework aligned with applicable CBB Rulebook requirements and international financial crime prevention standards.

Leadership

Governance & Oversight

EMA Paytech is governed by a Board of Directors responsible for maintaining strong corporate governance, regulatory compliance, and strategic oversight of the Company’s operations.

  • Regulatory compliance
  • Risk oversight
  • Financial control
  • Strategic direction

Board committees support the governance structure, including dedicated oversight of risk, compliance, and governance matters.

Documentation

Policy Framework

EMA Paytech operates under a comprehensive policy framework designe d to support regulatory compliance, risk management, and operational governance.

Key policy areas include:

  • Anti-Money Laundering and Counter-Terrorist Financing (AML/CFT)
  • Outsourcing governance and third-party risk management
  • Data protection and confidentiality controls
  • Enterprise risk management
  • Internal control and compliance monitoring frameworks

These policies are reviewed periodically to ensure continued alignment with regulatory expectations and the evolving operational needs of the Company.